October 12, 2009
You need to write this out in one form or another. It can be on a sheet of paper, on the computer, or in a notebook write out you monthly bills. Include only those bills that never change, like car payments, housing payments, etc. Just the basics.
Now at the top, write down your monthly income. Add up the bills, then subtract them from your income. Circle what you get.
The idea is to get a view of your monthly finances, how much money you have coming in and going out.